SBI

SBI Elite Credit Card

Apply for SBI Elite Credit Card for 5X rewards, 6 intl & 8 domestic lounges, 2 free movie tickets/month & 1.99% forex. Best for premium travellers.

ShoppingAirport LoungeDiningGrocery Shopping
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Issued by

SBI

SBI Elite Credit Card image
Joining Fee₹4999
Annual Fee₹4999
Income₹100000
Credit Score720

Key Highlights

Dining

5X Reward Points

on dining spends, maximizing your rewards on dining experiences

Grocery Shopping

5X Reward Points

on grocery and departmental store spends, maximizing savings on your everyday expenses

5X Reward Points

on dining spends, maximizing your rewards on dining experiences

Shopping

5X Reward Points on Other Online Spends

on all other online spends

Get up to ₹6,000 Free Movie Tickets

every year, with ₹250 off per ticket twice a month

Shopping

Get up to ₹6,000 Free Movie Tickets

every year, with ₹250 off per ticket twice a month

Eligibility

Age Criteria21-60
Credit Score720
Salaried Income₹12 LPA
Self-employed Income₹15 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹4999
Joining Fee OffsetWelcome voucher of ₹5000 on card activation
Annual Fee₹4999
Annual Fee WaiverThe annual fee is waived if you spend ₹10 lakh or more in a year on your card, as per bank policy.
Estimated Annual Saving₹11796

Rewards & Redemption

Reward Conversion1 reward point = ₹0.25
Redemption Options
  • Flight & Hotel booking
  • Product
Earning ExclusionsRent Payment, Fuel Spends, Insurance Payments, EMI Spends, ATM Cash Withdrawals, Jewellery Purchases, Education Spends, Government-related Transactions, Wallet Loads, Bank Charges & Fees, All Reversals, Gambling Transactions, Toll Payments, Security Broker Services, Charity, Railways, Utility Bill Payments, Balance Transfer, Financial Charges
Spend ExclusionsRent Payment, Fuel Spends, Insurance Payments, EMI Spends, ATM Cash Withdrawals, Jewellery Purchases, Education Spends, Government-related Transactions, Wallet Loads, Bank Charges & Fees, All Reversals, Gambling Transactions, Toll Payments, Security Broker Services, Charity, Railways, Utility Bill Payments, Balance Transfer, Financial Charges

Benefits

All Benefits

  • Earn 5X Reward Points on dining and grocery spends for maximum rewards
  • Enjoy complimentary movie tickets with discounts of up to ₹500 per transaction through BookMyShow, with total savings worth ₹6,000 annually
  • Receive a premium brand e-Gift voucher worth ₹5,000 upon joining
  • Avail 6 complimentary visits to domestic airport lounges per year maximum 2 visits per quarter

Welcome Benefits

  • Receive a welcome e-Gift voucher worth ₹5,000 from premium brands - Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion and Shoppers Stop

Airport Lounge Benefits

  • Enjoy complimentary Priority Pass membership worth $99, with 6 complimentary lounge visits per calendar year, maximum 2 visits per quarter and access to over 1,000 airport lounges worldwide
  • Enjoy 2 complimentary Domestic Airport Lounge visits every quarter in India

Movie Benefits

  • Get free movie tickets worth up to ₹6,000 annually with 2 free tickets every month on bookings of at least 2 tickets per transaction, capped at ₹250 per ticket

Dining Benefits

  • Earn 5 reward points for every ₹100 spent on dining, equating to a 1.5% reward rate
  • With the MasterCard variant, enjoy up to 15% discount on F&B at Lalit Hotels
  • With the American Express variant, enjoy the American Express Dining Platform Discover delectable dining offers & enjoy up to 25% discount in your city

Surcharge Waiver Benefits

  • Get a 1% fuel surcharge waiver capped at ₹250 per statement cycle, on every transaction between ₹500 to ₹4,000, at any petrol pump across the country

Milestone Benefits

Minimum Spend₹500000
Within365 days
Reward Points Bonus15000

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application
A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards

FAQ

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