SBI

SBI MILES ELITE Credit Card

Earn up to 6 Travel Credits per ₹200, get 8 domestic + 6 international airport lounge visits, complimentary Priority Pass and a low 1.99% forex markup with the SBI Card MILES ELITE

Travel
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Issued by

SBI

SBI MILES ELITE Credit Card image
Joining Fee₹4999
Annual Fee₹4999
Income₹25000
Credit Score720

Key Highlights

Travel

Enjoy 8 Domestic + 6 International Lounge Visits Every Year

complimentary Priority Pass membership worth $99 free for the first 2 years, plus 1 extra domestic visit for every ₹1 lakh spent

Enjoy 8 Domestic + 6 International Lounge Visits Every Year

complimentary Priority Pass membership worth $99 free for the first 2 years, plus 1 extra domestic visit for every ₹1 lakh spent

Travel

Earn 6 Travel Credits per ₹200 on Travel

and 2 per ₹200 on all other spends, plus 20,000 bonus Travel Credits on annual spends of ₹12 lakh and annual fee

Earn 6 Travel Credits per ₹200 on Travel

and 2 per ₹200 on all other spends, plus 20,000 bonus Travel Credits on annual spends of ₹12 lakh and annual fee

Eligibility

Age Criteria21-60
Credit Score720
Salaried Income₹3 LPA
Self-employed Income₹3 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹4999
Joining Fee Offset5,000 Travel Credits on spends of ₹1 lakh within 60 days of card issuance
Annual Fee₹4999
Annual Fee WaiverThe annual fee is waived if you spend ₹15 lakh or more in a year on your card, as per bank policy
Estimated Annual Saving₹10000

Rewards & Redemption

Reward Conversion1 Reward Point = ₹0.25
Redemption Options
  • Flight & Hotel Bookings
  • Shop & Smile Product
Earning ExclusionsFuel, E-Wallet Loading, Rent, School Fee, Government Services, Utility Bills, Insurance, Quasi Cash, EMI, Balance Transfer, Cash Advance, ATM Withdrawals, Financial Charges
Spend ExclusionsFuel, E-Wallet Loading, Rent, School Fee, Government Services, Utility Bills, Insurance, Quasi Cash, EMI, Balance Transfer, Cash Advance, ATM Withdrawals, Financial Charges

Benefits

All Benefits

  • Welcome 5,000 Travel Credits
  • 6 Travel Credits ₹200 on travel and 2 ₹200 on other spends
  • 8 domestic + 6 international airport lounge visits with complimentary Priority Pass ($99)
  • milestone bonuses 20,000 credits at ₹12 lakh, +1 domestic lounge visit per ₹1 lakh, annual fee reversal at ₹15 lakh

Welcome Benefits

  • 5,000 Travel Credits on spends of ₹1 lakh within 60 days of card issuance, credited on payment of the joining fee

Flight Benefits

  • Flight spends earn an accelerated 6 Travel Credits per ₹200

Airport Lounge Benefits

  • 8 complimentary domestic lounge visits year max 2 quarter, +1 domestic visit per ₹1 lakh spent additional domestic visits capped at 15 year
  • 6 International visits year max 2 quarter via complimentary Priority Pass $99, free first 2 years, access to 1,000+ international lounges 

Dining Benefits

  • dining spends earn the regular 2 Travel Credits per ₹200

Insurance Benefits

  • Air accident cover up to ₹1 crore
  • up to 6 flight cancellations per year ₹3,500 each
  • lost-card liability cover up to ₹1 lakh
  • loss of check-in baggage cover up to ₹72,000
  • delay of check-in baggage cover ₹7,500
  • loss of travel documents cover up to ₹12,500

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
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