SBI

SBI MILES PRIME Credit Card

Earn up to 4 Travel Credits per ₹200, get 8 domestic + 4 international airport lounge visits, complimentary Priority Pass and a low 2.5% forex markup with the SBI Card MILES PRIME

Travel
Issued by

SBI

SBI MILES PRIME Credit Card image
Joining Fee₹2999
Annual Fee₹2999
Income₹25000
Credit Score720

Key Highlights

Travel

Enjoy 8 Domestic & 4 International Complimentary Lounge Visits

Every Year Priority Pass membership worth $99 free for the first 2 years, plus 1 extra domestic visit for every ₹1 lakh spent

Enjoy 8 Domestic & 4 International Complimentary Lounge Visits

Every Year Priority Pass membership worth $99 free for the first 2 years, plus 1 extra domestic visit for every ₹1 lakh spent

Earn 4 Travel Credits per ₹200 on Travel and 2 per ₹200 on

all other spends, plus 10,000 bonus Travel Credits on annual spends of ₹8 lakh and annual fee reversal at ₹10 lakh

Eligibility

Age Criteria21-60
Credit Score720
Salaried Income₹3 LPA
Self-employed Income₹3 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹2999
Joining Fee Offset3,000 Travel Credits on spends of ₹60,000 within 60 days of card issuance, credited on payment of the joining fee
Annual Fee₹2999
Annual Fee WaiverThe annual fee is waived if you spend ₹10 lakh or more in a year on your card, as per bank policy
Estimated Annual Saving₹10000

Rewards & Redemption

Reward Conversion1 Reward Point = ₹0.25
Redemption Options
  • Flight & Hotel Bookings
  • Shop & Smile Shopping
  • Adjust Statement Cycle
Earning ExclusionsFuel, E-Wallet Loading, Rent, School, Government Services, Utility Transactions, Insurance Transactions, Quasi Cash, EMI, Cash Advance, ATM Withdrawal, Financial Charges
Spend ExclusionsFuel, E-Wallet Loading, Rent, School, Government Services, Utility Transactions, Insurance Transactions, Quasi Cash, EMI, Cash Advance, ATM Withdrawal, Financial Charges

Benefits

All Benefits

  • 4 Travel Credits ₹200 on travel and 2 ₹200 on other spends
  • 8 domestic + 4 international lounge visits with Priority Pass
  • milestone bonuses 10,000 credits at ₹8 lakh, extra lounge visits

Welcome Benefits

  • 3,000 Travel Credits on spends of ₹60,000 within 60 days of card issuance, credited on payment of the joining fee

Flight Benefits

  • Flight spends earn an accelerated 4 Travel Credits per ₹200 and Travel Credits are transferable to 18 airline loyalty partners as Air Miles, e.g. Air India, Etihad, Emirates, British Airways

Cab Benefits

  • Cab - Taxi spends fall under travel Merchant Category Codes and earn the accelerated 4 Travel Credits per ₹200

Airport Lounge Benefits

  • 8 complimentary domestic lounge visits year max 2 quarter and 4 international visits year max 2 quarter via complimentary Priority Pass $99, free first 2 years access to 1,000+ international lounges +1 domestic visit per ₹1 lakh spent additional visits capped at 12 year

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver on every transaction between ₹500 and ₹4,000 at all petrol pumps in India, up to a maximum of ₹250 per statement cycle

Insurance Benefits

  • Up to 6 flight cancellations per year ₹3,500 each
  • lost-card liability cover up to ₹1 lakh
  • loss of check-in baggage cover up to ₹72,000
  • celay of check-in baggage cover ₹7,500

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards