SBI

SBI Paytm Credit Card

Apply for Paytm SBI Card and earn 3% on Paytm travel, 2% on Paytm App spends and 1% elsewhere, plus a complimentary Paytm First Membership

ShoppingTravelUPI
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Issued by

SBI

SBI Paytm Credit Card image
Joining Fee₹499
Annual Fee₹499
Income₹25000
Credit Score720

Key Highlights

Travel

Earn 3% Reward Points on Paytm Travel Bookings

Flights, trains and buses booked on the Paytm App

Shopping

Get a Complimentary Paytm First Membership Every Year

The membership is free when you activate your card and is renewed with an e-voucher once your annual retail spends reach ₹1 lakh

Get a Complimentary Paytm First Membership Every Year

The membership is free when you activate your card and is renewed with an e-voucher once your annual retail spends reach ₹1 lakh

UPI

Earn 1% Reward Points on Every UPI Transaction

the same 1% as your offline and online spends outside the Paytm App, with no category restriction

Earn 3% Reward Points on Paytm Travel Bookings

Flights, trains and buses booked on the Paytm App

Eligibility

Age Criteria21-60
Credit Score720
Salaried Income₹3 LPA
Self-employed Income₹3 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹499
Joining Fee Offsetcomplimentary Paytm First Super Saver Membership, on card activation
Annual Fee₹499
Annual Fee WaiverNot Applicable
Estimated Annual Saving₹10000

Rewards & Redemption

Reward Conversion1 Reward point = ₹1
Redemption Options
  • Gift Vouchers
  • Merchandies
  • Physical Product
  • Statement Credit
Earning ExclusionsFuel, Wallet Load, Education, Balance Transfer, EMI, Cash Advance, ATM Withdrawal, Financial Charges, Returned Goods
Spend ExclusionsFuel, Wallet Load, Education, Balance Transfer, EMI, Cash Advance, ATM Withdrawal, Financial Charges, Returned Goods

Benefits

All Benefits

  • 3% Reward Points on travel purchases through the Paytm App
  • 2% on all other Paytm App purchases
  • complimentary Paytm First Membership on card activation
  • Paytm First Membership renewal e-voucher on annual retail spends of ₹1,00,000

Welcome Benefits

  • Complimentary Paytm First (Super Saver) Membership on card activation, valid for 12 months
  • A complimentary membership is granted again on renewal on annual retail spends of ₹1,00,000

Flight Benefits

  • 3% Reward Points on flight bookings made through the Paytm App

Railway Benefits

  • 3% Reward Points on train bookings made through the Paytm App

Bus Benefits

  • 3% Reward Points on bus bookings made through the Paytm App

Movie Ticket Benefits

  • 2% Reward Points on movie tickets booked through the Paytm App

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver at all petrol pumps across India on transactions between ₹500 and ₹3,000, capped at ₹100 per statement cycle

Insurance Benefits

  • Cyber Fraud Insurance cover of ₹1,00,000 against financial loss from fraudulent usage of the card, insured by Oriental Insurance Company Ltd
  • chip-and-PIN cards only, and claims must be reported within 45 days of the fraudulent transaction

Bank Offer

  • Smart Card Control on the Paytm App and the SBI Card App Spend Analyzer, Smart Spend Control, One Tap Lock / Unlock and card re-issue
  • Flexipay EMI
  • Balance Transfer on EMI
  • Easy Bill Pay Facility
  • add-on cards at nil annual fee
  • global acceptance at over 24 million outlets, including 3,25,000 in India

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
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