SBI

SBI Prime Credit Card

Apply for the SBI Prime Credit Card and get ₹1,400 in rewards when you apply. Earn 10 RP per ₹100 on dining, grocery, movies and shopping, plus enjoy 8 domestic and 4 international lounge visits.

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Issued by

SBI

SBI Prime Credit Card image
Joining Fee₹2999
Annual Fee₹2999
Income₹30000
Credit Score700

Key Highlights

Shopping

10 Reward Points Per ₹100 on Dining, & Movies

on eligible spends at dining outlets, departmental stores, and movie ticket purchases

Get a welcome E-Gift Voucher worth ₹3,000

redeemable across Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion, or Shoppers Stop

Shopping

2 Reward Points Per ₹100 on Other Retail Spends

on all eligible retail purchases except fuel transactions

Travel

Enjoy 8 complimentary domestic airport lounge

visits capped at a maximum of 2 per quarter

Grocery Shopping

10 Reward Points Per ₹100 on

on eligible spends at grocery stores

20 Reward Points Per ₹100 on Birthday

spends made one day before, on, and one day after your birthday, capped at 2,000 reward points per year

Travel

Enjoy 4 International Priority Pass lounge

visits every year

E-Gift Voucher Worth ₹7,000 on Annual Spends

from Yatra or Pantaloons on reaching ₹5 lakh spends in a calendar year

Travel

Luxury Hotel Privileges & Golf Across Networks

including complimentary golf rounds, hotel stay discounts, car rental offers, and dining benefits based on card network

Eligibility

Age Criteria21-70

Applicants must be between 21 and 70 years at the time of application.

Credit Score700

A CRIF score of 700 or above is required as per the bank’s eligibility criteria.

Salaried Income₹9 LPA

Minimum Annual Income of ₹9 LPA is required to apply for the SBI Cashback Credit Card, as per bank eligibility.

Self-employed Income₹9 LPA

Minimum Annual Income of ₹9 LPA is required to apply for the SBI Cashback Credit Card, as per bank eligibility.

Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹2999

A one-time joining fee is charged at the time of card issuance as per the bank’s policy.

Joining Fee OffsetGet a ₹3,000 welcome voucher on card activation, effectively offsetting the joining fee.
Annual Fee₹2999

The annual fee is charged every year and may be waived if you meet the bank’s spending conditions.

Annual Fee WaiverThe annual fee is waived if you spend ₹3 lakh or more in a year on your card, as per bank policy.
Estimated Annual Saving₹4800

Rewards & Redemption

Reward Conversion1 Reward Point = ₹0.25
Redemption Options
  • E-vouchers
  • Prdouct
Earning ExclusionsFuel Transactions, Rent Payments, Wallet Loads, Cash Withdrawals, EMI Transactions or spends converted to EMI (pre or post-purchase), Government and Statutory Payments, Education Payments, Insurance Premium Payments, Utility Bill Payments, Railway Ticket Bookings, Gift Card or Voucher Purchases, Gambling or Lottery Transactions, Cryptocurrency or Digital Asset Transactions,Cancelled or Reversed or Refunded Transactions
Spend ExclusionsFuel Transactions, Rent Payments, Wallet Loads, Cash Withdrawals, EMI Transactions,Interest and Penalties, Government and Statutory Payments, Education Payments, Insurance Premium Payments, Utility Bill Payments, Railway Ticket Bookings, Gift Card or Voucher Purchases, Gambling or Lottery Transactions, Cryptocurrency or Digital Asset Transactions

Benefits

All Benefits

  • 8 complimentary domestic airport lounge visits and 4 international Priority Pass visits every year (max 2 per quarter for international, outside India)
  • Earn 10 Reward Points per ₹100 on dining, departmental stores, and grocery spends; 2 Reward Points per ₹100 on other retail spends
  • Complimentary 1-year Club ITC Silver Tier Membership and Priority Pass Program membership worth $99
  • Birthday Benefit: 20 Reward Points per ₹100 on birthday spends, capped at 2,000 Reward Points per calendar year
  • Pizza Hut e-Voucher worth ₹1,000 on ₹50,000 quarterly spends, ₹7,000 e-Voucher from Yatra.com/Pantaloons on ₹5 lakh annual spends, plus renewal fee waiver on ₹3 lakh annual spends

Welcome Benefits

  • Get a welcome e-Gift Voucher worth ₹3,000, redeemable across a choice of travel and lifestyle brands including Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion, and Shoppers Stop

Airport Lounge Benefits

  • Enjoy 8 complimentary domestic airport lounge visits every year
  • Get 4 complimentary international Priority Pass lounge visits every calendar year outside India, capped at a maximum of 2 visits per quarter

Movie Ticket Benefits

  • Earn 10 Reward Points per ₹100 spent on movie ticket purchases, as per eligible spend categories

Dining Benefits

  • Earn 10 Reward Points per ₹100 spent on dining transactions
  • American Express variant cardholders can enjoy up to 25% discount at select restaurants across India, as per network offers

Fuel Surcharge Waiver Benefits

  • Avail a 1% fuel surcharge waiver on fuel transactions between ₹500 and ₹4,000 across petrol pumps in India, as per SBI Card terms

Milestone Benefits

Minimum Spend₹50000
Within90 days
Voucher Bonus₹1000

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application
A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards

FAQ

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