SBI

SBI Reliance Credit Card

Reliance SBI Card: get a Reliance Retail Voucher worth ₹500 on payment of the joining fee plus additional discount vouchers worth ₹3,200, earn 10 Reward Points per ₹100 on AJIO and JioMart, 5 Reward Points per ₹100 at other participating Reliance Retail Stores and on dining and movies, Reliance Retail Vouchers worth ₹2,250 on annual spends of ₹80,000 and a renewal fee reversal on annual spends of ₹1 lakh, for a ₹499 annual fee

ShoppingDining
Issued by

SBI

SBI Reliance Credit Card  image
Joining Fee₹499
Annual Fee₹499
Income₹25000
Credit Score720

Key Highlights

Shopping

Earn 10 Reward Points per ₹100 Spent on AJIO and JioMart Online Stores

Other participating Reliance Retail Stores earn 5 Reward Points per ₹100

Earn 10 Reward Points per ₹100 Spent on AJIO and JioMart Online Stores

Other participating Reliance Retail Stores earn 5 Reward Points per ₹100

Dining

Earn 5 Reward Points per ₹100

applies to restaurant bills and movie ticket spends anywhere

Shopping

Get Reliance Retail Vouchers Worth ₹2,250

three milestone slabs pay a ₹500 voucher at ₹25,000, a ₹750 voucher at ₹50,000 and a ₹1,000 voucher at ₹80,000 in annual spends

Get Reliance Retail Vouchers Worth ₹2,250

three milestone slabs pay a ₹500 voucher at ₹25,000, a ₹750 voucher at ₹50,000 and a ₹1,000 voucher at ₹80,000 in annual spends

Eligibility

Age Criteria21-60
Credit Score720
Salaried Income₹3 LPA
Self-employed Income₹3 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹499
Joining Fee OffsetGet a Reliance Retail Voucher worth ₹500 on payment of the Joining Fee
Annual Fee₹499
Annual Fee WaiverThe annual fee is waived if you spend ₹1 lakh or more in a year on your card, as per bank policy
Estimated Annual Saving₹10000

Rewards & Redemption

Reward Conversion1 Reward Point = ₹0.25
Redemption Options
  • Gift Vouchers
  • Merchandise 
Earning ExclusionsFuel, Rent, Wallet Reloads, Government Services, Balance Transfer, Cash Advance, Finance Charges, Disputed Transaction, EMI
Spend ExclusionsFuel, Rent, Wallet Reloads, Government Services, Balance Transfer, Cash Advance, Finance Charges, Disputed Transaction, EMI

Benefits

All Benefit

  • earn 10 Reward Points per ₹100 spent on AJIO & JioMart Online Stores
  • 5 Reward Points per ₹100 at other participating Reliance Retail Stores
  • Milestone benefits give Reliance Retail Vouchers worth ₹500, ₹750 and ₹1,000 on annual spends of ₹25,000, ₹50,000 and ₹80,000 respectively ₹2,250 in total
  • 5% instant discounts at Reliance Trends, AJIO, Zivame / Clovia, Coverstory and Urban Ladder
  • 5% cashback at JioMart, additional RelianceOne points at offline grocery stores and Fashion Factory

Welcome Benefits

  • Get a Reliance Retail Voucher worth ₹500 on payment of the Joining Fee, redeemable only at participating Reliance Retail Stores
  • In addition, get discount vouchers worth ₹3,200 from various participating Reliance Retail Stores the official Digital Membership Kit prints them as JioMart ₹100 (minimum purchase ₹500), AJIO ₹250 (₹1,499), Reliance Trends ₹500 on Apparel & Footwear (₹2,499), Fashion Factory ₹500 (₹1,499), Coverstory ₹250 (₹1,499), Zivame / Clovia ₹300 (₹1,199), Urban Ladder ₹500 (₹4,999) and Netmeds ₹300 on Pharma / prescription products, valid only on online purchases (₹1,499)

Cab Benefits

  • Enjoy up to 20% off on ZoomCar 

Movie Ticket Benefits

  • Enjoy 5 Reward Points per ₹100 spent on movies tickets

Dining Benefits

  • Enjoy 5 Reward Points per ₹100 spent on dining

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver at all petrol pumps across India, on transactions between ₹500 and ₹3,000. Maximum waiver of ₹100 per statement cycle

Milestone Benefits

Minimum Spend₹25000
Within365 days
Voucher Bonus₹500

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards