SBI

SBI Simply Click Credit Card

Apply for SBI Simply Click Credit Card. Earn 10X rewards on Amazon, Swiggy & Myntra, 5X on all online spends & ₹2,000 milestone vouchers. Best for online shoppers.

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Issued by

SBI

SBI Simply Click Credit Card image
Joining Fee₹499
Annual Fee₹499
Income₹20000
Credit Score750

Key Highlights

Get 10X Reward Points at Cleartrip & Yatra

on online spend counted within the 10,000 reward points monthly cap across accelerated categories

Get 10X Reward Points on Swiggy & Dominos

on online spends counted within the 10,000 reward points monthly cap across accelerated categories

Shopping

Get 10X Reward Points at Myntra, Tata Cliq

Apollo 24x7, BookMyShow, IGP, and on e-Gift Voucher purchases at the Gyftr portal, on online spends counted within the 10,000 reward points monthly cap across accelerated categories

Get 10X Reward Points at Myntra, Tata Cliq

Apollo 24x7, BookMyShow, IGP, and on e-Gift Voucher purchases at the Gyftr portal, on online spends counted within the 10,000 reward points monthly cap across accelerated categories

Get 5X Reward Points on all other Online Spends

capped at 10,000 reward points per calendar month across accelerated categories, after which spends earn 1 reward point per ₹100

Eligibility

Age Criteria21-60

While bank has given this criteria. We recommend age criteria of 21-65 for salaried individuals for better conversion

Credit Score750

While bank has given this criteria. We recommend age criteria of 21-65 for salaried individuals for better conversion

Salaried Income₹3 LPA

While bank has given this criteria. We recommend age criteria of 21-65 for salaried individuals for better conversion

Self-employed Income₹3 LPA

While bank has given this criteria. We recommend age criteria of 21-65 for salaried individuals for better conversion

Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹499
Joining Fee OffsetAmazon gift voucher of ₹500
Annual Fee₹499
Annual Fee WaiverThe annual fee is waived if you spend ₹1 lakh or more in a year on your card, as per bank policy.
Estimated Annual Saving₹4567

Rewards & Redemption

Reward Conversion1 reward point = ₹0.25
Redemption Options
  • Flight/Hotels
  • Product Catalogue
Earning ExclusionsRent Payments, Fuel, Insurance, EMI Transactions, Cash Withdrawals, Jewellery, School & Educational Services, Government-Related Transactions, Wallet Transactions, Fees & GST Charges, All Reversals, Gambling, Tolls, Security Broker Services, Charity, Railways, Utility Bill Payments, Balance Transfer, Financial Charges
Spend ExclusionsRent Payments, Fuel, Insurance, EMI Transactions, Cash Withdrawals, Jewellery, School & Educational Services, Government-Related Transactions, Wallet Transactions, Fees, GST Charges, All Reversals, Gambling, Tolls, Security Broker Services, Charity, Railways, Utility Bill Payments, Balance Transfer, Financial Charges

Benefits

All Benefits

  • 10X reward points on online spends with partners like Amazon, BookMyShow, Cleartrip, Swiggy, Myntra, etc
  • 5X reward points on all other online spends
  • Monthly cap of 10,000 reward points on accelerated (10X & 5X) earnings; post cap earn rate reduces to 1 point per ₹100
  • Earn 1 reward point per ₹100 on other spends
  • ₹2,000 e-vouchers on annual online spend milestones of ₹1 lakh and ₹2 lakh

Welcome Benefits

  • ₹500 Amazon e-Gift voucher on payment of annual fee of ₹499
  • Voucher issued within 21 days of fee payment
  • Valid for 12 months from addition to Amazon Pay

Fuel Surcharge Wavier Benefits

  • 1% fuel surcharge waiver on transactions between ₹500–₹3,000 at petrol pumps across India
  • Maximum waiver of ₹100 per statement cycle per credit card account

Milestone Benefits

Minimum Spend₹100000
Within365 days
Voucher Bonus₹2000

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application
A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards

FAQ

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