SBI

SBI Titan Credit Card

Titan SBI Card: get up to 7.5% cashback at World of Titan, Titan Eye+, Fastrack and Taneira, 3% value back at Tanishq, 12 airport lounge visits a year and 12,000 welcome Reward Points, for a ₹2,999 joining fee

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Issued by

SBI

SBI Titan Credit Card image
Joining Fee₹2999
Annual Fee₹2999
Income₹25000
Credit Score720

Key Highlights

Shopping

Get 7.5% Cashback on Spends at World of Titan, Titan Eye+, Fastrack & Taneira

Also get 5% cashback at Mia, CaratLane & Zoya and 3% value back as Gift Vouchers at Tanishq, with a quarterly benefit cap of ₹10,000 on the 7.5% and 5% cashback and ₹25,000 on the Tanishq value back

Get 7.5% Cashback on Spends at World of Titan, Titan Eye+, Fastrack & Taneira

Also get 5% cashback at Mia, CaratLane & Zoya and 3% value back as Gift Vouchers at Tanishq, with a quarterly benefit cap of ₹10,000 on the 7.5% and 5% cashback and ₹25,000 on the Tanishq value back

Travel

Enjoy 12 Complimentary Airport Lounge Visits

Every Year 8 domestic and 4 international airport lounge visits a year maximum 2 per quarter each, with a complimentary Priority Pass membership for the first 2 years and no spend condition

Shopping

Get Titan Gift Vouchers Worth ₹15,000 on Annual Spends of ₹10 Lakh

A ₹5,000 Gift Voucher on annual spends of ₹5 lakh plus a ₹10,000 Gift Voucher on annual spends of ₹10 lakh, redeemable only at exclusive Titan Stores

Enjoy 12 Complimentary Airport Lounge Visits

Every Year 8 domestic and 4 international airport lounge visits a year maximum 2 per quarter each, with a complimentary Priority Pass membership for the first 2 years and no spend condition

Eligibility

Age Criteria21-60
Credit Score720
Salaried Income₹3 LPA
Self-employed Income₹3 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹2999
Joining Fee OffsetGet 12,000 Reward Points worth ₹3,000 on payment of the joining fee
Annual Fee₹2999
Annual Fee WaiverThe annual fee is waived if you spend ₹3 lakh or more in a year on your card, as per bank policy
Estimated Annual Saving₹10000

Rewards & Redemption

Reward Conversion1 Reward Point = ₹0.25
Redemption Options
  • Titan Vouchers
  • Jewellery E-Vouchers
  • Tanishq Vouchers
Earning ExclusionsFuel, Wallet Upload, E-wallet Loading, Rent, Utility Bills, Balance Transfer, Cash Advance, Financial Charges
Spend ExclusionsFuel, Wallet Upload, E-wallet Loading, Rent, Utility Bills, Balance Transfer, Cash Advance, Financial Charges

Benefits

All Benefits

  • 7.5% cashback on spends at World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth and Sonata
  • 5% cashback at Mia, CaratLane and Zoya
  • 3% value back as Gift Vouchers at Tanishq all subject to quarterly benefit caps
  • Milestone benefits give an annual fee reversal at ₹3 lakh of annual spends, a ₹5,000 Gift Voucher at ₹5 lakh and a ₹10,000 Gift Voucher at ₹10 lakh redeemable at exclusive Titan Stores
  • The card also carries 8 complimentary domestic and 4 complimentary international airport lounge visits a year maximum 2 per quarter each with a complimentary Priority Pass membership for the first 2 years

Welcome Benefits

  • Get 12,000 Reward Points worth ₹3,000 on payment of the joining fee

Airport Lounge Benefits

  • 8 complimentary domestic airport lounge visits in a year maximum 2 per quarter
  • 4 complimentary international airport lounge visits in a year maximum 2 per quarter through a complimentary Priority Pass 

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver on transactions up to ₹3,000 at all petrol pumps across India, capped at a maximum waiver of ₹100 per statement cycle

Milestone Benefits

Minimum Spend₹500000
Within365 days
Voucher Bonus₹5000

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
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