HDFC

HDFC Shoppers Stop Black Credit Card

Apply for HDFC Shoppers Stop Black Credit Card and earn 7% rewards on SS spends, 24 free lounge visits/year, and a complimentary SS Black Membership worth ₹4,500. Best for SS loyalists.

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Issued by

HDFC

HDFC Shoppers Stop Black Credit Card image
Joining Fee₹4500
Annual Fee₹4500
Income₹70000
Credit Score720

Key Highlights

Earn 7% Reward Points on Shoppers Stop

Spends on all online and offline purchases at Shoppers Stop, capped at 2,000 reward points per month

Travel

Enjoy 16 Domestic and 8 International Lounge

Visits per year (maximum 4 domestic and 2 international per quarter), along with accidental air death cover of ₹3 crore and emergency overseas hospitalization cover up to ₹50 lakh

Shopping

Get Complimentary Shoppers Stop Black Membership

worth ₹4,500 on card issuance, with exclusive discounts, offers and First Citizen Black tier privileges

Enjoy 16 Domestic and 8 International Lounge

Visits per year (maximum 4 domestic and 2 international per quarter)

Earn 2% Reward Points

on all other Non - Shoppers Stop spends, capped at 2,000 points per month

Shopping

Earn ₹1,500 Benefit for ₹50,000 Purchase

at Shoppers Stop on weekends (capped 5 times per year)

Earn ₹2,000 on Weekend Spends of ₹50,000

at Shoppers Stop on weekends, once per month, capped at 5 times per year

Eligibility

Age Criteria21-60

Age between 21 and 60 years required for salaried applicants.

Credit Score720

A minimum credit score of 720 is recommended for approval.

Salaried Income₹8.4 LPA

A minimum annual income of ₹8.4 LPA is required to apply for this card, as per bank eligibility criteria.

Self-employed Income₹8.4 LPA

A minimum annual income of ₹8.4 LPA is required to apply for this card, as per bank eligibility criteria.

Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹4500

A one-time joining fee of ₹4,500 plus applicable taxes is charged at the time of card issuance as per the bank's policy.

Joining Fee OffsetShoppers Stop voucher worth ₹1,500 on any transaction at Shoppers Stop.
Annual Fee₹4500

Not Applicable

Annual Fee WaiverThe annual fee is not waived under any spending conditions.
Estimated Annual Saving₹200000

Rewards & Redemption

Reward Conversion1 reward point = ₹1
Redemption Options
  • Shoppers Stop vouchers
  • Airmiles/Travel Bookings (via SmartBuy)
  • Cashback
  • Product Catalogue
Earning ExclusionsFuel, Insurance, DCC (Dynamic Currency Conversion) transactions, International transactions
Spend ExclusionsFuel, Insurance, DCC (Dynamic Currency Conversion), Gold and Jewelry, Cash Withdrawals, EMI, Balance Transfer

Benefits

All Benefits

  • 20 First Citizen points per ₹200 spent on private label brands at Shoppers Stop (unlimited)
  • 12 First Citizen points per ₹200 spent on beauty products and other brands at Shoppers Stop (unlimited)
  • 2 First Citizen points per ₹200 spent on all other eligible spends (unlimited)1% fuel surcharge waiver on fuel transactions between ₹400 and ₹5,000, capped at ₹400 per statement month.
  • 15% instant discount on EazyDiner on orders above ₹2,500, up 

 

Welcome Benefits

  • Complimentary Shoppers Stop vouchers worth ₹2,250 redeemable at Shoppers Stop and HomeStop on card issuance
  • 300 First Citizen reward points (worth ₹300) on first transaction within 30 days of card issuance
  • Complimentary First Citizen Club Golden Glow Membership on card issuance, with benefits including 45-day extended exchange period, free home delivery and birthday offers

Airport Lounge Benefits

  • Enjoy 16 Domestic and 8 International Lounge visits per year, maximum 4 domestic and 2 International per quarter 

Dining Benefits

  • 15% instant discount on EazyDiner on orders above ₹2,500, up to ₹500 per month

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹5,000, capped at ₹400 per statement month

Bank Offers

  • Exclusive access to 2 end-of-season sales and 1 festive sale per year at Shoppers Stop.</li><li>Free home delivery on in-store and online purchases made using the card

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application.

FAQ

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