Federal

Signet Credit Card

Get the lifetime-free Federal Bank Signet Credit Card — 3X rewards on Electronics & Apparel, 1 domestic lounge visit a quarter and a ₹200 Amazon Pay voucher

ShoppingOnline Food OrderingTravel
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Issued by

Federal

Signet Credit Card image
Joining FeeFree
Annual FeeFree
Income₹25000
Credit Score720

Key Highlights

Shopping

Earn 3X Reward Points on Electronics & Apparel Spends

Under the card’s 3-2-1 rewards structure 3X on Electronics & Apparel, 2X on Entertainment and 1X on all other categories

Travel

Enjoy 1 Complimentary Domestic Airport Lounge

Visit Every Quarter by spending ₹20,000 or more in the immediately preceding quarterly spend cycle

Enjoy 1 Complimentary Domestic Airport Lounge

Visit Every Quarter by spending ₹20,000 or more in the immediately preceding quarterly spend cycle

Online Food Ordering

Get a Complimentary Swiggy Voucher

Credited on a minimum quarterly spend of ₹20,000 and available once per financial year in this category

Earn 3X Reward Points on Electronics & Apparel Spends

Under the card’s 3-2-1 rewards structure 3X on Electronics & Apparel, 2X on Entertainment and 1X on all other categories

Eligibility

Age Criteria21-60
Credit Score720
Salaried Income₹3 LPA
Self-employed Income₹3 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining FeeFree
Joining Fee OffsetAmazon Pay e-Voucher worth ₹200 on a minimum spend of ₹3,000 within 30 days of card issuance
Annual FeeFree
Annual Fee WaiverNot Applicable
Estimated Annual Saving₹10000

Rewards & Redemption

Reward Conversion1 Reward point = ₹0.25
Redemption Options
  • Merchandies
  • Movie Tickets
  • Air & Bus Ticket
  • Gift vouchers
  • Mobile Recharge
Earning ExclusionsFuel, E-Wallet Loading, Government Transactions, Financial Institutions, Quasi Cash, Rent
Spend ExclusionsFuel, E-Wallet Loading, Government Transactions, Financial Institutions, Quasi Cash, Rent

Benefits

All Benefits

  • Lifetime-free credit card with a 3-2-1 rewards structure 3X on Electronics & Apparel, 2X on Entertainment, 1X on all other spends
  • ₹200 Amazon Pay e-Voucher on ₹3,000 spend within the first 30 days
  • 1 complimentary domestic airport lounge visit per quarter on ₹20,000 quarterly spend
  • Buy One Get One on INOX movie tickets once a quarter; a complimentary Swiggy voucher on ₹20,000 quarterly spend
  • Visa Deals & Offers across travel, food and dining, shopping, sports, entertainment and lifestyle

Welcome Benefits

  • Amazon Pay e-Voucher worth ₹200 on a minimum spend of ₹3,000 within 30 days of card issuance. The gift card is valid for 12 months from the date of activation

Airport Lounge Benefits

  • 1 complimentary domestic airport lounge visit per eligible quarter, unlocked by spending ₹20,000 or more during the immediately preceding quarterly spend cycle

Movie Ticket Benefits

  • Buy One Get One BOGO offer on INOX movie tickets, once a quarter buy 1 ticket and get ₹100 off the second movie ticket on a minimum purchase of two tickets in a single transaction on INOX digital platforms website, mobile app or mobile website

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver on spends between ₹400 and ₹5,000, capped at ₹150 per month

Milestone Benefits

Minimum Spend₹20000
Within90 days
Voucher Bonus₹150

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
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