StanC

Standard Chartered DigiSmart Credit Card

Standard Chartered DigiSmart Credit Card: the bank’s online-shopping card, giving a 10% instant discount on Blinkit with no minimum spend (5 transactions and up to ₹1,000 a month), a 10% instant discount on Zomato with no minimum spend (5 transactions a month, up to ₹150 a transaction), Buy 1 Get 1 free movie tickets at INOX on Saturdays and Sundays (2 transactions a month, up to ₹200 a transaction), 20% off domestic flights up to ₹750, 10% off international flights up to ₹10,000, 25% off domestic hotels up to ₹4,000 on Yatra (1 transaction per quarter per category, promo code DIGISMART) and 15% cashback on Ola cab rides up to ₹600 a month. There is no joining fee and no annual fee — only a card usage fee of ₹49 a month, reversed on spends of ₹5,000 in the next calendar month. The card awards no reward points

Online Food OrderingGrocery ShoppingTravel
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Issued by

StanC

Standard Chartered DigiSmart Credit Card image
Joining FeeFree
Annual FeeFree
Income₹50000
Credit Score720

Key Highlights

Grocery Shopping

Get 10% Instant Discount at Blinkit

use promo code DIGISMART, offer is valid for five transactions per month with No Minimum Spend, Capped at ₹1,000 per Month

Get 10% Instant Discount at Blinkit

Key in the promo code DIGISMART , offer is valid for five transactions per month with No Minimum Spend, Capped at ₹1,000 per Month

Online Food Ordering

Get 10% Instant Discount on Zomato Orders

use promo code DIGISMART on Zomato orders with no minimum spend, Valid for 5 transactions per month with a maximum discount of INR 150 per transaction

Travel

Get 25% Off Domestic Hotels and 20% Off Domestic Flights on Yatra

Plus 15% Cashback on Ola Rides

Get 10% Instant Discount on Zomato Orders

use promo code DIGISMART on Zomato orders with no minimum spend, Valid for 5 transactions per month with a maximum discount of INR 150 per transaction

Eligibility

Age Criteria21-65
Credit Score720
Salaried Income₹6 LPA
Self-employed Income₹6 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining FeeFree
Joining Fee OffsetNot Applicable
Annual FeeFree
Annual Fee WaiverNot Applicable
Estimated Annual Saving₹100000

Rewards & Redemption

Reward ConversionN/A
Redemption Options

This is a cashback card, and the earned cashback is adjusted directly in your monthly statement

Earning ExclusionsFuel, Rent, Disputed Transactions, Finance Charges, Cash Advance, Cash Withdrawal
Spend ExclusionsFuel, Rent, Disputed Transactions, Finance Charges, Cash Advance, Cash Withdrawal

Benefits

All Benefits

  • Get a 10% instant discount at Blinkit with no minimum spend, for 5 transactions a calendar month up to a monthly discount maximum of ₹1,000, using the code DIGISMART
  • Get a 10% instant discount on Zomato with no minimum spend, for 5 transactions a calendar month up to ₹150 per transaction, using the E-Coupon DIGISMART
  • Get Buy 1 Get 1 free on movie tickets at INOX for shows on Saturdays and Sundays, for 2 transactions a calendar month up to ₹200 per transaction
  • Get 20% off domestic flights up to ₹750, 10% off international flights up to ₹10,000 on a minimum transaction of ₹20,000, and 25% off domestic hotel bookings up to ₹4,000 at Yatra, one transaction per quarter per category, using the promo code DIGISMART
  • Get 15% cashback on Ola cab rides up to ₹600 a calendar month, excluding bike, auto and share rides and Ola Wallet loads

Flight Benefits

  • Get 20% instant discount on domestic flight bookings and 10% instant discount on international flight bookings at Yatra
  • Get a 20% discount at Yatra on domestic flights upto ₹750 and a 10% discount on international flights upto ₹10,000
  • Valid for 1 transaction per quarter, per category Apply promo code DIGISMART

Cab Benefits

  • Get 15% cashback on Ola cab bookings with a maximum cashback of INR 600 per month

Movie Ticket Benefits

  • Get Buy 1 Get 1 free on movie tickets at INOX on Saturdays and Sundays, with a maximum discount of ₹200 per transaction

Dining Benefits

  • Get a 10% instant discount on Zomato orders, use promo code DIGISMART on Zomato orders with no minimum spend, Valid for 5 transactions per month with a maximum discount of ₹150 per transaction

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
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