HDFC

Swiggy BLCK HDFC Credit Card

Apply for Swiggy BLCK HDFC Credit Card. Earn 10% cashback on Swiggy food, Instamart & Dineout, 5% on online spends & free Swiggy BLCK membership. Best for Swiggy users.

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Issued by

HDFC

Swiggy BLCK HDFC Credit Card image
Joining Fee₹1000
Annual Fee₹1000
Income₹100000
Credit Score720

Key Highlights

Grocery Shopping

10% Cashback on Swiggy Instamart

up to ₹1,500 per billing cycle

10% Cashback on Swiggy Orders

on food orders through Swiggy redeemable as statement credit, up to ₹1,500 cashback per month

Online Food Ordering

10% Cashback on Swiggy Orders

on food orders through Swiggy redeemable as statement credit, up to ₹1,500 cashback per month

Shopping

5% Cashback on Online Spends

across apps like Amazon, Flipkart, Myntra, AJIO, and many more up to ₹1,500 cashback per cycle

Dining

10% Cashback

on payments through Swiggy Dineout, capped at ₹1,500 per month

Dining

Complimentary Swiggy One Membership

activate your card to enjoy 3 months of free Swiggy One Membership, unlocking exclusive restaurant discounts

5% Cashback on Online Spends

across apps like Amazon, Flipkart, Myntra, AJIO, and many more up to ₹1,500 cashback per cycle

Eligibility

Age Criteria21-60
Credit Score720
Salaried Income₹12 LPA
Self-employed Income₹12 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹1000
Joining Fee OffsetComplimentary Swiggy BLCK membership for 3 months, The Joining fee is waived if you spend ₹75000 or more in 90 days on your card, as per bank policy
Annual Fee₹1000
Annual Fee WaiverThe annual fee is waived if you spend ₹2 lakh or more in a year on your card, as per bank policy.
Estimated Annual Saving₹11676

Rewards & Redemption

Reward ConversionN/A
Redemption Options

This is a cashback card, and the earned cashback is adjusted directly in your monthly statement.

Earning ExclusionsGift Cards and Vouchers, Wallet Loads, Rent Payment, Government-related Transactions, Fuel Spends, Jewellery Purchases, EMI Spends, Cash Advances, Forex Transactions, Smartpay, Smartbuy Portal, Utility Bill Payments
Spend ExclusionsCash Advances, Balance Transfer, ATM Cash Withdrawals

Benefits

All Card Benefits

  • Earn 10% cashback on Swiggy services, including food ordering, Instamart, Dineout, and Genie. Cashback is capped at ₹1,500 per billing cycle
  • Receive 5% cashback on online purchases across eligible Merchant Category Codes, with a maximum of ₹1,500 cashback per billing cycle
  • Enjoy a free 3-month Swiggy BLCK membership upon card activation, offering benefits like free deliveries and exclusive discounts
  • Report your lost card immediately to HDFC Bank’s 24-hour call center to avoid liability on any fraudulent transactions

Welcome Benefits

  • Activate your card to receive a 3-month free Swiggy BLCK Membership, providing unlimited benefits across restaurants, Instamart, and Genie orders on Swiggy, including free delivery and exclusive discounts

Cab Benefits

  • 5% cashback on online cab transactions with Ola, Uber, Zoom

Dining Benefits

  • Get complimentary Swiggy BLCK Membership on card activation, unlocking exclusive dining benefits on Swiggy
  • Enjoy 10% cashback on Swiggy Dineout transactions, capped at ₹1,500 per billing cycle

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application
A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards

FAQ

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