HDFC

Tata Neu Infinity HDFC Bank Credit Card

Apply for Tata Neu Infinity HDFC Bank Credit Card. Earn 5% NeuCoins on Tata brands, 1.5% on all spends, 8 lounge visits/year & ₹1Cr air cover. Best for Tata shoppers.

ShoppingOnline Food OrderingGrocery ShoppingTravelUtility BillsUPI
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HDFC

Tata Neu Infinity HDFC Bank Credit Card image
Joining FeeFree
Annual Fee₹1499
Income₹80000
Credit Score720

Key Highlights

Shopping

Get 5% NeuCoins at partner Tata brands Like Croma, Tata Cliq

Westside, Titan and Tanishq on non-EMI spends

Grocery Shopping

Get 5% NeuCoins at bigbasket with Spends

eligible up to ₹1,00,000 per month and ₹12,00,000 per year for 5% accrual on non-EMI spends

Travel

Get 5% NeuCoins at IHCL, Air India Express and Air India

with spends eligible up to ₹8,00,000 per month and ₹30,00,000 per year for 5% accrual on non-EMI spends

Online Food Ordering

Get 5% NeuCoins on Qmin and food delivery via Tata Neu

with spends eligible up to ₹50,000 per month and ₹6,00,000 per year for 5% accrual

Utility Bills

Get 5% NeuCoins on Eligible Tata Pay Bill Payments

after NeuPass registration, with spends eligible up to ₹1,00,000 per month and ₹6,00,000 per year

UPI

Earn Up To 1.5% NeuCoins on Eligible UPI Spends

with 0.5% on any UPI ID and an additional 1% on Tata Neu UPI ID, capped at 500 NeuCoins per calendar month

Get 5% NeuCoins at partner Tata brands Like Croma, Tata Cliq

Westside, Titan and Tanishq on non-EMI spends

Get 5% NeuCoins on Eligible Tata Pay Bill Payments

after NeuPass registration, with spends eligible up to ₹1,00,000 per month and ₹6,00,000 per year

Utility Bills

Earn 1.5% NeuCoins on Eligible Utility Bill Transactions

capped at 2,000 NeuCoins per month

Travel

Get Domestic & International Lounge Access

with 2 complimentary lounge vouchers per calendar quarter, up to 8 per year, on quarterly spends of ₹50,000 or more

Eligibility

Age Criteria21-60

Applicants must be between 21 and 60 years at the time of application.

Credit Score720

A CRIF score of 750 or above is required as per the bank’s eligibility criteria.

Salaried Income₹9.60 LPA

Minimum Annual Income of ₹12 LPA is required to apply for the Tata Neu Infinity HDFC Bank Credit Card, as per bank eligibility.

Self-employed Income₹9.60 LPA

Minimum Annual ITR of ₹12 LPA is required to apply for the Tata Neu Infinity HDFC Bank Credit Card, as per bank eligibility.

Employment TypeSelf Employed, Salaried
New to CreditNot eligible

Fees & Waivers

Joining FeeFree

N/A

Joining Fee OffsetNot Applicable
Annual Fee₹1499

N/A

Annual Fee WaiverThe annual fee is waived if you spend ₹3 lakh or more in a year on your card, as per bank policy.
Estimated Annual Saving₹24356

Rewards & Redemption

Reward Conversion1 NeuCoin = ₹1
Redemption Options
  • Air India Express
  • Bigbasket
  • Croma, Westside
  • Tata CLiQ, Tata CLiQ Luxury
  • Hotel Booking/Purchase on IHCL
  • TATA 1 MG
  • Qmin
  • Titan & Tanishq (only via Tata Neu)
Earning ExclusionsRent Payment, Fuel, EMI Spends, ATM Cash Withdrawals, Jewellery Purchases, Government-related Transactions, Wallet transactions, Load Money, Bank Charges & Fees, All Reversals, Financial Charges, UPI Transactions, Online Skill-Based Gaming, Voucher Purchases, Gambling Transactions, Toll Payments, Security Broker Services, Charity, Railways, Balance Transfer
Spend ExclusionsRent Payment, Fuel, EMI Spends, ATM Cash Withdrawals, Jewellery Purchases, Government-related Transactions, Wallet transactions, Load Money, Bank Charges & Fees, All Reversals, Financial Charges, UPI Transactions, Online Skill-Based Gaming, Voucher Purchases, Gambling Transactions, Toll Payments, Security Broker Services, Charity, Railways, Balance Transfer

Benefits

All Benefits

  • 5% back as NeuCoins on eligible non-EMI spends at partner Tata Brands
  • 1.5% back as NeuCoins on eligible non-Tata spends and eligible Merchant EMI
  • UPI (RuPay): up to 1.5% (0.5% on any UPI ID + extra 1% via Tata Neu UPI ID), capped at 500 NeuCoins/month
  • Additional 5% back as NeuCoins on select Tata Neu App categories

Welcome Benefits

  • Get 1,499 NeuCoins on Tata Neu App on 1st transaction within 30 days of card issuance

Airport Lounge Benefits

  • Domestic: Spend ₹50,000+ in a calendar quarter and get 2 domestic lounge vouchers per quarter (up to 8/year)
  • International: Lounge access available via Priority Pass (VISA) / eligible RuPay program (free visits & charges as per variant and quarterly limits

Dining Benefits

  • Get 1.5% back as NeuCoins on eligible restaurant transactions

Surcharge Waiver Benefits

  • 1% fuel surcharge waiver on transactions ₹400–₹5,000 (max ₹500 per statement cycle)

Insurance Benefits

  • Accidental air death cover worth ₹1 Crore
  • Emergency overseas hospitalization cover up to ₹15 lakhs
  • Lost card liability cover up to ₹9 lakhs

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application
A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards

FAQ

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