HDFC

Tata Neu Infinity HDFC Bank Credit Card

Apply for Tata Neu Infinity HDFC Bank Credit Card. Earn 5% NeuCoins on Tata brands, 1.5% on all spends, 8 lounge visits/year & ₹1Cr air cover. Best for Tata shoppers.

ShoppingOnline Food OrderingGrocery ShoppingTravelUtility BillsUPI
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HDFC

Tata Neu Infinity HDFC Bank Credit Card image
Joining Fee₹1499
Annual Fee₹1499
Income₹80000
Credit Score720

Key Highlights

Shopping

Get 5% NeuCoins at partner Tata brands Like Croma, Tata Cliq

Westside, Titan and Tanishq on non-EMI spends

Grocery Shopping

Get 5% NeuCoins at bigbasket with Spends

eligible up to ₹1,00,000 per month and ₹12,00,000 per year for 5% accrual on non-EMI spends

Travel

Get 5% NeuCoins at IHCL, Air India Express and Air India

with spends eligible up to ₹8,00,000 per month and ₹30,00,000 per year for 5% accrual on non-EMI spends

Online Food Ordering

Get 5% NeuCoins on Qmin and food delivery via Tata Neu

with spends eligible up to ₹50,000 per month and ₹6,00,000 per year for 5% accrual

Utility Bills

Get 5% NeuCoins on Eligible Tata Pay Bill Payments

after NeuPass registration, with spends eligible up to ₹1,00,000 per month and ₹6,00,000 per year

UPI

Earn Up To 1.5% NeuCoins on Eligible UPI Spends

with 0.5% on any UPI ID and an additional 1% on Tata Neu UPI ID, capped at 500 NeuCoins per calendar month

Get 5% NeuCoins at partner Tata brands Like Croma, Tata Cliq

Westside, Titan and Tanishq on non-EMI spends

Get 5% NeuCoins on Eligible Tata Pay Bill Payments

after NeuPass registration, with spends eligible up to ₹1,00,000 per month and ₹6,00,000 per year

Utility Bills

Earn 1.5% NeuCoins on Eligible Utility Bill Transactions

capped at 2,000 NeuCoins per month

Travel

Get Domestic & International Lounge Access

with 2 complimentary lounge vouchers per calendar quarter, up to 8 per year, on quarterly spends of ₹50,000 or more

Eligibility

Age Criteria21-60

Applicants must be between 21 and 60 years at the time of application.

Credit Score720

A CRIF score of 750 or above is required as per the bank’s eligibility criteria.

Salaried Income₹9.60 LPA

Minimum Annual Income of ₹12 LPA is required to apply for the Tata Neu Infinity HDFC Bank Credit Card, as per bank eligibility.

Self-employed Income₹9.60 LPA

Minimum Annual ITR of ₹12 LPA is required to apply for the Tata Neu Infinity HDFC Bank Credit Card, as per bank eligibility.

Employment TypeSelf Employed, Salaried
New to CreditNot eligible

Fees & Waivers

Joining Fee₹1499

N/A

Joining Fee OffsetJoining fee is offset through 1,499 NeuCoins on first transaction within 30 days.
Annual Fee₹1499

N/A

Annual Fee WaiverThe annual fee is waived if you spend ₹3 lakh or more in a year on your card, as per bank policy.
Estimated Annual Saving₹24356

Rewards & Redemption

Reward Conversion1 NeuCoin = ₹1
Redemption Options
  • Air India Express
  • Bigbasket
  • Croma, Westside
  • Tata CLiQ, Tata CLiQ Luxury
  • Hotel Booking/Purchase on IHCL
  • TATA 1 MG
  • Qmin
  • Titan & Tanishq (only via Tata Neu)
Earning ExclusionsRent Payment, Fuel Spends, Insurance Payments, EMI Spends, ATM Cash Withdrawals, Jewellery Purchases, Education Spends, Government-related Transactions, Wallet transactions, Load Money, Bank Charges & Fees, All Reversals, Utility Bill Payments, Financial Charges, UPI Transactions, Online Skill-Based Gaming, Voucher Purchases, Gambling Transactions, Toll Payments, Security Broker Services, Charity, Railways, Balance Transfer
Spend ExclusionsRent Payment, Fuel Spends, Insurance Payments, EMI Spends, ATM Cash Withdrawals, Jewellery Purchases, Education Spends, Government-related Transactions, Wallet transactions, Load Money, Bank Charges & Fees, All Reversals, Utility Bill Payments, Financial Charges, Gambling Transactions, Toll Payments, Security Broker Services, Charity, Railways, Balance Transfer, UPI Transactions, Online Skill-Based Gaming, Voucher Purchases

Benefits

All Benefits

  • 5% back as NeuCoins on eligible non-EMI spends at partner Tata Brands
  • 1.5% back as NeuCoins on eligible non-Tata spends and eligible Merchant EMI
  • UPI (RuPay): up to 1.5% (0.5% on any UPI ID + extra 1% via Tata Neu UPI ID), capped at 500 NeuCoins/month
  • Additional 5% back as NeuCoins on select Tata Neu App categories

Welcome Benefits

  • Get 1,499 NeuCoins on Tata Neu App on 1st transaction within 30 days of card issuance

Airport Lounge Benefits

  • Domestic: Spend ₹50,000+ in a calendar quarter and get 2 domestic lounge vouchers per quarter (up to 8/year)
  • International: Lounge access available via Priority Pass (VISA) / eligible RuPay program (free visits & charges as per variant and quarterly limits

Dining Benefits

  • Get 1.5% back as NeuCoins on eligible restaurant transactions

Surcharge Waiver Benefits

  • 1% fuel surcharge waiver on transactions ₹400–₹5,000 (max ₹500 per statement cycle)

Insurance Benefits

  • Accidental air death cover worth ₹1 Crore
  • Emergency overseas hospitalization cover up to ₹15 lakhs
  • Lost card liability cover up to ₹9 lakhs

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application
A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards

FAQ

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