Yes Bank

Yes Bank Paisabazaar PaisaSave Credit Card

Apply for the YES BANK Paisabazaar PaisaSave Credit Card and earn 6% cashback on dining and travel, 1% on all other spends, with a nil joining fee

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Issued by

Yes Bank

Yes Bank Paisabazaar PaisaSave Credit Card image
Joining FeeFree
Annual Fee₹499
Income₹25000
Credit Score720

Key Highlights

Dining

Earn 6% Cashback on Your Dining Spends

Restaurants, bars and fast-food outlets earn you 12 reward points for every ₹200 spent, capped at 3,000 points a statement cycle

Earn 6% Cashback on Your Dining Spends

Restaurants, bars and fast-food outlets earn you 12 reward points for every ₹200 spent, capped at 3,000 points a statement cycle

Travel

Earn 6% Cashback on Flights, Hotels and Travel

Airline tickets, hotel stays, airport spends and travel-agency bookings earn you 12 reward points for every ₹200 spent

Earn 6% Cashback on Flights, Hotels and Travel

Airline tickets, hotel stays, airport spends and travel-agency bookings earn you 12 reward points for every ₹200 spent

Eligibility

Age Criteria21-60
Credit Score720
Salaried Income₹3 LPA
Self-employed Income₹7.5 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining FeeFree
Joining Fee OffsetNot Applicable
Annual Fee₹499
Annual Fee WaiverThe annual fee is waived if you spend ₹1.20 lakh or more in a year on your card, as per bank policy
Estimated Annual Saving₹10000

Rewards & Redemption

Reward Conversion1 Reward Point = ₹1
Redemption Options
  • Flight & Hotel Bookings
  • Merchandise & Vouchers
Earning ExclusionsFuel, Rent, Insurance, Wallet Load, EMI, Government Services, Education, Jewellery, Cash Advance, Utility Bills, telecom, Hospitals, Automotive Dealers, Service Shop, Advertising, Consulting
Spend ExclusionsFuel, Rent, Insurance, Wallet Load, EMI, Government Services, Education, Jewellery, Cash Advance, Utility Bills, telecom, Hospitals, Automotive Dealers, Service Shop, Advertising, Consulting

Benefits

All Benefits

  • 6% cashback on dining and travel spends, credited as 12 reward points per ₹200 spent and capped at 3,000 points per statement cycle
  • 1% cashback on all other eligible spends, credited as 2 reward points per ₹200 spent

Flight Benefits

  • 6% cashback on airline tickets, airport spends, hotel stays and travel-agency bookings, earned as 12 reward points per ₹200 spent

Dining Benefits

  • 6% cashback at restaurants, bars and fast-food outlets, earned as 12 reward points per ₹200 spent

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver on fuel transactions between ₹500 and ₹3,000, capped at ₹250 per statement cycle

Bank Offer

  • Instant EMI to pay for transactions from ₹1,500 in parts
  • EMI on Call to convert payments into EMI over the phone
  • YES PayNow for on-time monthly bill payments
  • e-Mandate for standing instructions on bills, subscriptions and insurance premiums
  • up to 50 days of interest-free credit
  • up to 3 add-on cards at no fee

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
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