Yes Bank

Zagg Credit Card

Apply for Zagg Credit Card and earn 3% Zagg Coins on UPI, get 8 lounge visits/year, and enjoy 40% off on Zomato & Swiggy. Lifetime free. Best for UPI spenders.

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Issued by

Yes Bank

Zagg Credit Card image
Joining FeeFree
Annual FeeFree
Income₹25000
Credit Score750

Key Highlights

UPI

Earn 3% Zagg Coins

on all eligible UPI transactions via Zagg platform on minimum transaction value of ₹50, capped at 1.5% of total credit limit

Enjoy Lounge Visits

with 2 complimentary domestic airport lounge visits per quarter via Dreamfolks lounges, subject to YES Bank quarterly spending criteria

Earn 3% Zagg Coins

on all eligible UPI transactions via Zagg platform on minimum transaction value of ₹50, capped at 1.5% of total credit limit

Travel

Enjoy Lounge Visits

with 2 complimentary domestic airport lounge visits per quarter via Dreamfolks lounges, subject to YES Bank quarterly spending criteria

Eligibility

Age Criteria21-60

Applicants must be between 21 and 60 years of age at the time of application.

Credit Score750

A minimum credit score of 750+ is recommended for approval.

Salaried Income₹3 LPA

A minimum annual income of ₹3 LPA is required to apply for this card, as per bank eligibility criteria.

Self-employed Income₹7.5 LPA

A minimum annual income of ₹7.5 LPA is required to apply for this card, as per bank eligibility criteria.

Employment TypeSelf Employed, Salaried
New to CreditNot eligible

Fees & Waivers

Joining FeeFree

This card has no joining fee — it is lifetime free.

Joining Fee OffsetNot Applicable
Annual FeeFree

Not Applicable

Annual Fee WaiverNot Applicable
Estimated Annual Saving₹205584

Rewards & Redemption

Reward Conversion1 Zagg Coin = ₹0.25
Redemption Options
  • Vouchers, offers, discounts
  • Direct statement credit
Earning ExclusionsEMI transactions, Cash withdrawals, Purchases converted to EMI post-facto, Wallet loading transactions, Purchase of jewellery items, Government-related transactions, All reversals, Gambling transactions, Toll payments, Security broker services, Charity donations, Balance transfers, Financial charges, Payments made via standing-instruction/auto-debit
Spend ExclusionsEMI transactions, Cash withdrawals, Purchases converted to EMI post-facto, Wallet loading transactions, Purchase of jewellery items, Government-related transactions, All reversals, Gambling transactions, Toll payments, Security broker services, Charity donations, Balance transfers, Financial charges, Payments made via standing-instruction/auto-debit

Benefits

All Benefits

  • Earn 3% Zagg Coins on all eligible UPI transactions via Zagg platform (minimum transaction ₹50); 1 Zagg Coin = ₹1; capped at 1.5% of total credit limit per statement cycle
  • Enjoy 2 complimentary domestic airport lounge visits per quarter (Dreamfolk lounges); subject to quarterly spending criteria as stipulated by YES Bank

Airport Lounge Benefits

  • 2 complimentary domestic airport lounge visits per quarter Dreamfolk lounges subject to quarterly spending criteria as stipulated by YES Bank

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, capped at ₹250 per statement cycle

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application
A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards

FAQ

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